THE MISSING OPTION
SHOWN
CAR TRIA ® IS CHANGING THAT
Used car buyers are usually shown two paths: pay cash or finance the car.
For years, leasing has mostly been offered on new cars. Used car buyers have usually been pushed toward traditional financing, longer terms, and higher monthly payments.
The CAR TRIA ® PayLess Used Car Lease gives qualified used car buyers a new way to lower the monthly payment on a quality used vehicle.
A DIFFERENT WAY TO DRIVE THAT LOWERS YOUR MONTHLY PAYMENT UP TO 50%
WHAT IS THE CAR TRIA ® PAYLESS USED CAR LEASE?
A USED CAR LEASE IS A DIFFERENT WAY TO DRIVE A CAR.
Most people think there are only two ways to get a used car. Pay cash, or finance the full price of the car.
A used car lease is different. It is another important option that is not normally offered by used car dealers.
With a lease, you drive an approved vehicle for a set period of time, with a set mileage plan, a set monthly payment, and a written lease agreement.
You are not setting up a long-term loan to pay off the entire car.
That is the main difference.
Built around buying the whole vehicle.
With traditional financing, your payment is usually based on buying the whole vehicle over time.
Built around driving for a set term.
With a lease, your payment is based on driving the vehicle during the lease term. The vehicle is expected to still have value at the end of the lease. That remaining value is one reason the monthly payment can be lower.
The full price is not the whole story.
If a vehicle price is $30,000 and the expected residual value at lease end is $18,000, the lease is not built the same way as a loan that pays off the full $30,000.
In this example, the lease is built around the $12,000 difference, not the full vehicle price.
That structure can create a lower monthly payment than traditional used car financing.
AT THE END, YOU RETURN THE VEHICLE OR PURCHASE IT.
At the end of the lease, you return the vehicle instead of continuing payments to own it. This is called a closed-end lease.
You are responsible for the car during the lease term, including your lease payment, mileage, and vehicle condition.
CAR TRIA brings this option to qualified used car buyers through the CAR TRIA PayLess Used Car Lease.
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01
LOWER MONTHLY PAYMENT
A USED CAR LEASE MAY LOWER THE MONTHLY PAYMENT COMPARED WITH FINANCING THE FULL VEHICLE PRICE.
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02
LESS MONEY DOWN
LESS MONEY DOWN MAY BE POSSIBLE, DEPENDING ON APPROVAL AND FINAL LEASE DETAILS.
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03
POSSIBLE TAX SAVINGS
DEPENDING ON STATE LAW AND LEASE STRUCTURE, TAX TREATMENT MAY BE DIFFERENT FROM TRADITIONAL FINANCING.
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04
GREATER AFFORDABILITY
THE LEASE STRUCTURE MAY ALLOW A QUALIFIED BUYER TO DRIVE A BETTER VEHICLE FOR THE PAYMENT.
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05
SHORTER COMMITMENT
USED CAR LEASE TERMS ARE SHORTER THAN KEEPING A VEHICLE FOR MANY YEARS.
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06
AVOID LONG LOAN STRETCHING
A USED CAR LEASE MAY HELP BUYERS AVOID STRETCHING A USED CAR LOAN TO 60, 72, OR 84 MONTHS JUST TO LOWER THE PAYMENT.
LEASE TERMS
BENEFITS DEPEND ON CREDIT APPROVAL, VEHICLE APPROVAL, STATE LAW, LEASE STRUCTURE, MILEAGE PLAN, TAXES, FEES, INSURANCE REQUIREMENTS, VEHICLE CONDITION, AND FINAL LEASE DOCUMENTS. SAVINGS ARE NOT GUARANTEED.
How the CAR TRIA PayLess Used Car Lease Works
Choose an approved used vehicle
Start with a vehicle that qualifies for the CAR TRIA PayLess Used Car Lease.
See the payment difference
CAR TRIA compares the estimated lease payment with traditional used car financing, so you can understand the monthly payment before you move forward.
Apply and drive
Qualified buyers complete the process and move forward with a lower monthly payment path.
Pagos mensuales más bajos. Plazos más cortos. Respuestas claras en español.
En CAR TRIA , usted puede recibir ayuda en inglés o en español.
Le explicamos cómo funciona el CAR TRIA PayLess Used Car Lease , qué información se revisa, qué debe confirmar antes de firmar, y si puede calificar para pagos mensuales más bajos con un plazo más corto.
- Sin presión.
- Sin confusión.
- Sin juegos.
Toda la información que necesita, eso es CAR TRIA
Sujeto a aprobación, elegibilidad del vehículo, términos del arrendador, impuestos, cargos, millaje, seguro, y obligaciones al finalizar el lease.
Comprehensive Vehicle History Reports
Check Out Your Car’s Past and Present
Protect Your Future
Vehicle History Reports are available in English and Spanish.
IMPORTANT DISCLOSURE
CAR TRIA is a Texas licensed independent car dealer and used car lease facilitator that provides consumer education, car buying and negotiation services and used vehicle lease facilitation services. CAR TRIA does not guarantee savings, vehicle availability, lease approval, rebate eligibility, lessor participation, or any specific transaction outcome. Lessors set their own prices, fees, lease terms, underwriting requirements, vehicle eligibility rules, mileage limits, and final transaction documents. All leases are subject to credit approval, verified income, lender or lessor approval, vehicle eligibility, applicable taxes and fees, insurance requirements, mileage limits, excess wear charges, excess mileage charges, and lease-end obligations. The customer makes the final decision before signing any lease documents.
